PENILAIAN KAPASITAS PENERIMA PINJAMAN USAHA MIKRO DARI PSE KEUSKUPAN SURABAYA

Abstract

In Indonesian economic development, micro, small and medium enterprise are
described as sectors having important roles since the majority of Indnesian
population belong to the low-educated group and live on small schale enterprise
both in traditional and modern ones. Micro, small and medium enterprise exist
as one of the solutions to the sound economic system. These enterprises are the
ones which are not affected by the economic crisis and the global economic
crisis. Looking at this facts, these two enterprises should be taken into account by
the government in the economic development. The micro, small and medium
enterprise get the capital from the bank, both government and private bank. So
is the one organized by Surabaya Diosis via the Comission of social and economic
development for the members and public. This article is aimed at evaluating
the the capacity of the micro loan reveiver from the Comission of social and
economic development.